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Five Options for Car Key Replacement

You have five options: a mobile auto locksmith, the dealer, a local garage, your car insurer or your roadside assistance service. Which one can help depends on your key: a plain metal key only…

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You have five options: a mobile auto locksmith, the dealer, a local garage, your car insurer or your roadside assistance service. Which one can help depends on your key: a plain metal key only needs cutting, while transponder keys, remote-head keys and smart fobs also have to be programmed to the car, and some newer systems can only be programmed by the dealer. Expect to show proof that the car is yours, such as the registration and a photo ID.

A person walking away from a set of keys dropped on a brick pavementIn this case, you’ll be wondering what the options for car key replacement are. The best answer would be to go to a reputable locksmith near you or the car dealership where you bought the vehicle from.

Here are 5 things you can do to get a car key replacement.

Hire an Auto Locksmith

Your first option for replacement will be to call a trusted auto locksmith. Keep in mind that you shouldn’t just hire any locksmith- they have to have the service you need and the tools to make car key duplication a success.

A good locksmith will have the necessary equipment to create a new and accurate vehicle key so you can get back to your daily life. Give the year, make and model when you call, so the locksmith can confirm it can cut and program a key for your car before booking. You also stand to gain several benefits, such as faster service and a one-stop solution as they will likely have key programming equipment.

They can also assist you with key-related matters, such as opening cars when the key is inside, repairing broken or damaged keys, and programming car key fobs. You can get a spare copy of your car key so the next time you lose your main car keys you’ll still be able to open and drive your vehicle.

Head to Your Car Dealership

Car owners who have lost their keys can head over to their car dealership and get a replacement key. Once they verify that you own the vehicle, they can order a new key cut to your car’s key code and program it to the car. Ford, for example, asks for photo ID and an ownership document showing the VIN, and says key codes are not available for vehicles older than 10 model years (Ford).

When you need to get inside your car because of safety reasons or wish to get important documents and items then a locksmith may be the better solution.

Also, a key that has to be ordered can take a while to arrive, and dealers work at the dealership rather than coming to you, so the car may need to be towed there (Ford).

Find a Local Car Garage

Depending on your location you might be able to find a local garage that can assist you when you’re locked out of your car.

The costs of getting a car key replacement vary from one establishment to another. They may not have the diagnostic equipment needed to produce an accurate copy or key coding tools to get the job done.

In your search for a local garage, you’ll find that not everyone does programming or replacement of new car keys. This is understandable because it’s a specialty, and it’s typically not a good choice if your auto problem is time-sensitive.

Call Your Car Insurance Provider

Does your insurance company cover car key replacements? It might be a good idea to call them and ask for their assistance.

You could do your research and see if car keys are covered, or you can simply call them and ask. Check your deductible first: a claim may not be worth it for a single key, and it may affect your premium. Or, you may have signed up for car key covers, which cost extra because they’re premium add-ons.

Other companies have standalone policies regarding key covers, but not all of them cover stolen vehicle keys and similar concerns. There are a few that hire auto locksmiths to help their clients with car key concerns, which is something you can do yourself.

Get Roadside Assistance

A hand holding a car key beside a car door, with a 24/7 automotive lock out service badgeLastly, you may be able to get a car key replacement by calling a vehicle breakdown service, but this isn’t a guarantee. It depends on several factors, such as what equipment they have and the vehicle key type you need replacing.

Should the service have the right key coding equipment, then you’re in luck. However, this isn’t always the case and you might be calling several to find the right company.

Breakdown services hire auto locksmiths as well, so you can skip this part and go directly to a trusted one.

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